Terms of Service

Last updated: July 7, 2026.

These Terms of Service (the “Terms”) are a binding agreement between you (“you” or “User”) and D Is For Family LLC, an Arizona limited liability company doing business as Mixl(“Mixl,” “we,” “us,” “our,” or the “Company”). The Terms govern your access to and use of the Mixl website at trymixl.com, our web and desktop applications, and all related software, data, models, analytics, and services (collectively, the “Service”).

By creating an account, clicking “I agree,” or otherwise accessing or using the Service, you agree to these Terms, our Privacy Policy, our Disclaimers, and our Refund Policy, each incorporated by reference. If you do not agree, do not use the Service. Please read Section 12 (Dispute Resolution; Arbitration; Class-Action Waiver) carefully — it affects how disputes are resolved.

1. What Mixl Is — and Is Not

Mixl is a sports-analytics and software tool. We publish statistics, models, simulations, and probability estimates, and we provide software that lets you connect your own account to registered, third-party prediction markets such as Kalshi, a derivatives exchange regulated by the U.S. Commodity Futures Trading Commission (CFTC).

Mixl is not a broker, dealer, futures commission merchant, exchange, sportsbook, bookmaker, casino, gambling operator, investment adviser, or money transmitter. Mixl does not facilitate, execute, route, match, clear, settle, custody, or accept any trade, order, wager, deposit, withdrawal, or transaction on any prediction market, and Mixl never holds, transmits, or has access to your money or funds. Any transaction you choose to make occurs on a third-party exchange, in your own account, under your separate agreement with that exchange. We are not a party to, and are not responsible for, those transactions or your relationship with any exchange.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) and able to form a binding contract. The Service is intended for use where it is lawful. Prediction markets, event contracts, and related activity are restricted or prohibited in some jurisdictions. You are solely responsible for determining whether your use of the Service and of any connected exchange is legal in your location, and for complying with all applicable laws. You represent that you are not located in, and are not a resident of, any jurisdiction where your use of the Service is prohibited, and that you are not barred from using the Service under any applicable law or sanctions list.

3. Your Exchange Accounts and API Keys

The Service lets you link your own account at a supported prediction market by providing that exchange’s API credentials. Those credentials are generated, encrypted, and stored entirely within your own browser or device (using browser WebCrypto and local storage such as IndexedDB). They are never transmitted to, received by, or stored on Mixl’s servers, and Mixl has no access to them. Requests that require your credentials are signed locally on your device.

Because we do not hold your credentials, you are solely responsible for safeguarding them and your exchange account, for all activity conducted through them, and for any losses arising from their loss, theft, or misuse. We cannot recover, reset, or reissue your exchange credentials.

4. Accounts, Subscriptions, and Billing

You must provide accurate account information and keep it current. You are responsible for all activity under your account and for keeping your login credentials secure.

Certain features require a paid subscription. Prices, features, and billing intervals are shown at the point of purchase. Payments are processed by our third-party payment processor (Stripe); we do not store your full payment-card details. By subscribing, you authorize recurring charges until you cancel. You can cancel at any time; cancellation stops future renewals and your access continues until the end of the current billing period. All fees are stated and charged in U.S. dollars and are exclusive of taxes, which are your responsibility. Refunds are governed solely by our Refund Policy and the SLA in Section 9.

5. License and Ownership

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service for your own individual, non-commercial use. We and our licensors own all right, title, and interest in and to the Service, including all software, source code, data, databases, statistical models, algorithms, outputs, simulations, probability estimates, picks, text, graphics, designs, and the Mixl name and marks (the “Mixl Content”). No rights are granted except as expressly stated.

6. Acceptable Use and Data Protection

You agree that you will not, and will not permit or enable anyone else to:

• scrape, crawl, spider, harvest, index, cache, or use any bot, script, or automated means to access, extract, or collect any part of the Service or the Mixl Content;
• copy, reproduce, republish, distribute, sell, license, sublicense, rent, or otherwise make available any Mixl Content — including our data, models, outputs, simulations, or picks — to any third party;
• reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, models, weights, structure, or underlying ideas of the Service;
• use the Mixl Content to build, train, benchmark, or improve any product, dataset, or model that competes with the Service;
• circumvent, disable, or interfere with rate limits, access controls, authentication, usage tiers, or any security or technical protection measure;
• share, resell, or provide access to your account, or use the Service on behalf of any other person or entity, except as expressly permitted;
• use the Service to violate any law or exchange rule, to infringe any third party’s rights, or in any manner that could damage, disable, overburden, or impair the Service; or
• remove, obscure, or alter any proprietary notice, or misrepresent your affiliation with Mixl.

All Mixl Content and the data made available through the Service are protected by intellectual-property and other laws. We may monitor use and employ technical and legal measures to detect and prevent prohibited activity. Violations may result in immediate suspension or termination under Section 11 and may expose you to civil and criminal liability.

7. No Advice; Assumption of Risk

The Service is for informational and analytical purposes only. Statistics, models, simulations, probabilities, edges, and picks are estimates, are inherently uncertain, and may be inaccurate, incomplete, or wrong. Nothing in the Service is, and nothing should be construed as, financial, investment, trading, brokerage, legal, tax, accounting, or betting advice, or a recommendation, solicitation, or offer to enter into any transaction. Past or simulated performance is not indicative of future results, and no result is guaranteed.

You are solely responsible for your own decisions. Any transaction you make on any prediction market is made by you, in your own account, at your own risk. You assume all risk of loss. Mixl is not responsible for any trading or financial losses you incur, for any decision you make based on the Service, or for any misuse of the Service by you or anyone else.

8. Third-Party Services

The Service integrates with and depends on third parties, including prediction markets (e.g., Kalshi), authentication, hosting, database, email, and payment providers. We do not control and are not responsible for third parties, their acts or omissions, their availability, their fees, their terms, or any changes they make. Your use of a third-party service is governed by that party’s own terms, and links to third parties are not endorsements.

9. Service Level Agreement (SLA)

We target 99.9% availability of the Service in any given calendar month, measured at the Service’s public endpoints. The following are excluded from this calculation and do not count as downtime: (a) scheduled or emergency maintenance; (b) outages, degradation, rate limits, or changes caused by third parties or factors outside our reasonable control (including exchanges such as Kalshi, and our authentication, hosting, database, email, and payment providers, and the public internet or your own network or device); and (c) force-majeure events (Section 14).

Where you report a material defect in the Service in writing, we will use commercially reasonable efforts to remediate or provide a workaround within 24 hours of a validated report. If a defect or outage is significant and caused by the Service, we will review the matter; the extent, eligibility, and form of any remedy (including any service credit or refund) is determined in our sole and reasonable discretion. Your sole and exclusive remedy for any failure to meet this SLA is the credit or refund made available under our Refund Policy. This SLA does not apply to free tiers, beta features, or the demo-money trading environment.

10. Disclaimer of Warranties; Limitation of Liability; Indemnity

The Service and all Mixl Content are provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranty as to accuracy, reliability, availability, or that the Service will be uninterrupted, secure, or error-free.

To the fullest extent permitted by law, in no event will the Company, its members, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or trading, investment, or financial losses, arising out of or related to the Service or these Terms, whether based in contract, tort, or any other theory, even if advised of the possibility of such damages.

The Company’s total aggregate liability for all claims arising out of or related to the Service or these Terms will not exceed the greater of (a) the total amount you paid us for the Service in the twelve (12) months before the event giving rise to the claim, or (b) one hundred U.S. dollars ($100). Some jurisdictions do not allow certain exclusions or limitations, so some of the above may not apply to you; in that case our liability is limited to the maximum extent permitted by law.

Indemnification.You agree to defend, indemnify, and hold harmless the Company and its members, officers, employees, agents, and licensors from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your transactions on any exchange, your content or credentials, your violation of these Terms or any law, or your infringement of any third party’s rights.

11. Suspension and Termination

You may stop using the Service at any time. We may suspend, restrict, block, or terminate your access to the Service or any account, in whole or in part, at any time, with or without notice, and in our sole discretion, including for any actual or suspected violation of these Terms, prohibited use, unlawful activity, chargeback or payment dispute, risk to the Service or other users, or for any other reason or no reason. Upon termination, your license ends immediately. Sections that by their nature should survive (including Sections 1, 3, 5–7, 10, 12, and 13) survive termination.

12. Dispute Resolution; Arbitration; Class-Action Waiver

Please read this section carefully — it affects your legal rights.

Governing law. These Terms and any dispute arising out of or related to them or the Service are governed by the laws of the State of Arizona and, where applicable, the Federal Arbitration Act, without regard to conflict-of-laws rules.

Binding arbitration. Except for claims that qualify for small-claims court and requests for injunctive relief to protect intellectual property, you and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved exclusively by final and binding individual arbitration, administered by a recognized arbitration provider under its rules, seated in Arizona (or by remote proceedings), rather than in court.

Class-action and jury-trial waiver. You and the Company agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding.The arbitrator may not consolidate more than one person’s claims or preside over any class or representative proceeding. You and the Company waive any right to a jury trial. If this class-action waiver is found unenforceable as to a particular claim, that claim will proceed in court, but the rest of this Section remains in effect.

13. Changes to the Service and to These Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may update these Terms from time to time; the “Last updated” date reflects the current version, and material changes will be indicated as required by law. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

14. General

Force majeure. We are not liable for any delay or failure to perform caused by events beyond our reasonable control, including outages of third parties, internet or utility failures, acts of God, or governmental action. Severability. If any provision is held unenforceable, the rest remains in effect. No waiver. Our failure to enforce a provision is not a waiver. Assignment. You may not assign these Terms without our consent; we may assign them freely. Entire agreement. These Terms, together with the Privacy Policy, Disclaimers, and Refund Policy, are the entire agreement between you and the Company regarding the Service and supersede any prior agreement.

15. Contact

Questions about these Terms, or legal notices, may be sent to legal@trymixl.com.